An income statement and job information is often required for a loan. But what to do if an eighteen-year-old student needs money, who cannot yet boast of a steady income? Is it possible to get an online loan to a card without checks at 18 urgently?
The modern lending market is ready to offer a profitable loan to almost any client. You just need to look a little, and then there will definitely be a company that can lend the required amount.
True, contacting the bank at 18 is almost useless. The likelihood that the loan will be approved is too small, and the requirements and terms of credit will be so uncomfortable that it will be unprofitable to borrow money.
As a rule, the main disadvantages of banks are the following conditions:
- The need to collect a large number of papers;
- Long consideration of the application;
- Endless queues;
- The need to receive official income;
- Requirement to have bail or guarantors.
Even having provided all the necessary documents and having fulfilled all the conditions of the bank, the young borrower will not be able to count on a large amount, since he has too little work experience and there is no credit history.
How are MFIs Profitable?
In such a situation, the best solution would be to contact a microcredit organization. The MFI will not have to run with papers and stand in lines. Employees of microfinance companies do not pay attention to the experience and salary of customers. Their services are accessible and convenient.
To get a loan, you only need to meet three requirements:
- You need to have Russian citizenship;
- Must reach 18 years;
- Should live in Russia.
Everything else is of little importance. Of course, no serious organization can do without checks. But MFIs are distinguished by their loyalty, so almost everyone will be able to borrow money.
Especially please young people convenience when making an application for a loan. For this you don’t even have to leave the house; you can fill in the questionnaire on the MFI website. And the decision on approval will be made within half an hour after the application is submitted, and it will almost certainly be positive.
The credit of microfinance organizations is not inferior in convenience. To do this, you can use any convenient and affordable way. You can return money using credit cards, e-wallets, money transfers or just cash. The main thing is not to forget to do it no later than the appointed time, and then the next loan, if you need it, will be more profitable, and it will be even easier to get it.
More information on the website: http://mikrozaym-onlayn.ru/